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Business Loan Interest Rate: What Determines the Cost of Borrowing?

#1

12:57 02/20/2025

Anonymous32017539

Threads: 2

Posts: 1

The interest rate on a business loan depends on multiple factors, including loan type, lender, credit score, tenure, and business financials. In India, business loan interest rates typically range from 8% to 24% per annum, varying based on whether the loan is secured or unsecured.

  • Secured loans offer lower interest rates due to collateral backing.
  • Unsecured loans have higher rates due to the increased risk for lenders.
  • Government schemes like MUDRA, CGTMSE, and Stand-Up India provide subsidized interest rates to MSMEs.

Businesses can improve their chances of getting lower interest rates by maintaining a strong credit score, stable revenue, and a good repayment history.

Visit: https://finvest.ambit.co/secured-business-loan

#2

05/29/2025

Anonymous32006103

Threads: 0

Posts: 112

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