I was also affected by this. For the first time, I thought about crypto cards that offer cashback and work abroad without any problems. They are convenient because you don't have to deal with the banks of the country you are traveling to. By the way, here is a good article with a selection of such cards: https://forcreators.com/best-crypto-cards-for-traveling-abroad/ . The only thing is that you have to keep track of the conversion rate, but it is almost imperceptible against the background of cashback.